High Value Life Insurance

Imagine what a guaranteed income for life would add to your pension

High Value Protection Solutions – Wealth Protection, Estate and Legacy planning.

Stock market investing but no losses – guarantee your capital for life. - Whole of life insurance with a cash account linked to stock market returns.
A flexible universal life solution designed for high net worth clients’ estate preservation and wealth transfer needs.
We support our global high net worth and ultra high net worth clients seeking bespoke succession planning solutions with universal life insurance policies.
WHO CAN BENEFIT?
GLOBAL (U) HIGH NET WORTH INDIVIDUALSLife insurance is critical for (U) High Net-Worth Individuals to create, protect and safely transfer their accumulated wealth.
BUSINESS OWNERSBusiness owners can protect their businesses to ensure they can continue to operate and maintain their value in the event of their passing.
FAMILIES WITH ILLIQUID ASSETSA high value life insurance policy can ensure that beneficiaries efficiently receive proceedsdue to them without having to sell their illiquid assets during unfavourable conditions.

Why Should I get High-Value Protection?

Legacy And Succession Planning
Preserve the value of your estate by providing liquid funds for dependents or a spouse, to pay
for any taxes, fees or debts outstanding upon death. Life insurance can help create, increase
or preserve wealth to ensure fair and equitable distribution of your estate.

Wealth Preservation
Seen as an alternative asset class that can generate cash in the future, life insurance is one of
the few assets with a guaranteed value and predictable cost. It offers value by providing both
peace-of- mind now and potential death benefit payments later.

Security of Capital
Many understand that banks leverage 90% of your deposited funds and place that percentage at risk. They do this by lending, investing, gearing etc. Leaving only 10% of your deposit available to you at short notice for liquidity. On the other hand, the underwriters for HVLI has at least twice the amount of your death benefit meaning it has 2 for 1 capital available versus risk.

Charitable Giving
By either gifting a policy outright or naming a charity as the beneficiary, donors can provide the charity of their choice with a large sum of money and provide a legacy for a cause they believe in.

Key Person Protection
In the event of the loss of a key employee, a life insurance policy can provide a business the cash flow it needs to keep it running. The policy provides the cash needed to hire a qualified replacement, purchase the additional human capital or assets necessary to keep operations intact and help replace lost profits.

Inheritance Tax PlanningA life insurance policy can serve to protect your heirs from inheritance tax or property gains tax for assets within your estate. It can also provide income tax benefit through tax deduction,and in some cases, tax exemption with the right guidance from a qualified tax professional.

Business ContinuityWithout a business survival plan, the consequences for a business owner’s employees, customers, family and estate can be devastating. Life insurance can help mitigate these risks by serving as a funding tool for your plan.

Why Now?

Crashing Stock Markets Are wiping off billions of dollars of wealth

Volatile Markets are likely to continue

Recovery Play Of the worlds largest stock market but with no losses guaranteed

Protect Your family or business now and for the future

Restore Existing portfolio losses and rely on the ULI

Reduce Your overall investment risk and increase your returns by adding ULI to your portfolio

Safe and SecureSolution with tax and financial advice international experts

Rock-solid Financial strength rating of S&P 'A+'; or higher-rated insurer

Massive $1 trillion+ assets under management of solution provider

Phone
+971 56 375 8563

Email
moc.tnemeganamhtlaewllewdis%40troppus

Address
Level 15, Al Shafar Tower 1, Dubai